PENSIONS

Pension advice includes the following areas:  

• Investment Management
• Pension consolidation
• Pension Income Forecasting 
• Pension Contributions
• Annuities
• Income Drawdown

 

FINANCIAL PLANNING

Our finanical planning services can helo with issues such as: 

• Are you making the most of tax allowances?
• Do you have enough money to retire? 
• Have you got an inheritance tax liabaility and what can be done to reduce this? 
• Can you afford to give money away? 
• What are the best savings accounts? 

 

INVESTMENTS

We will establish the most suitable investments for you, taking into account your circumstances, the timescale of the investment, taxation, charges and the degree to which you are willing to see your investment values fluctuate.

 

In some circumstances you may be advised to invest less money than you had intended or to leave your money in cash.

We can also review an existing portfolio.  

RETIREMENT PLANNING

We encourage our clients to think about retirement planning rather than just pensions.   

All too frequently, contributions are made into pensions simply because they are the traditional retirement investment product and we can advise whether pensions are the most appropriate product for you.